Finance

We know that purchasing a vehicle is a big investment for most people, and we are dedicated to making the buying process as straightforward and hassle-free as possible. We can help you create a finance package that could get you behind the wheel of your dream car.

Finance is often a major part of the car-buying journey, so we have taken the necessary steps to offer excellent packages as well as peace of mind. As an FCA-registered dealership (number 679154), Autocentre UK Ltd has developed relationships with a wide range of lenders nationwide for your convenience.

Car finance explained

There are three main types of finance deals you may want to consider:

Hire purchase (HP)

This is a loan secured against the vehicle itself and is ideal for those who want to spread the cost of their car. Typical HP deals involve paying a deposit, then monthly instalments plus interest. Once you have paid the final instalment, you own the car outright.

Personal contract purchase (PCP)

A good choice for those who like to change their car every few years without paying a large upfront sum. You usually pay a deposit followed by monthly payments. At the end of the agreement, for example, three years, you can choose to pay the remaining balance, return the vehicle, or put any residual value towards your next car.

Personal leasing (contract hire)

Similar to PCP, but with no option to buy the car at the end of the agreement.

Whatever your credit history, Autocentre UK Ltd can help create the perfect finance solution for you. Get in touch with a member of our friendly team to explore your options.